We Are American Extra Help
American Extra Help is an independent digital media and educational resource dedicated to one purpose: helping American seniors understand and access the final expense benefits they've earned the right to have.
We connect seniors aged 54 and older with licensed insurance agents who specialize in final expense and burial insurance — matching each person with a plan that fits their budget, health situation, and family's needs.
We are operated by Health is Wealth Marketing LLC, based in Sierra Madre, California. We are not affiliated with or endorsed by any government program.
Why We Do What We Do
Every day in America, a family discovers — too late — that their loved one left no plan for final expenses. The grief of losing someone is devastating enough. Being handed a $12,000 funeral bill on top of it is something no family should have to face.
We started American Extra Help because we saw this happening to thousands of seniors who simply didn't know their options. Many believed they were too old, too sick, or couldn't afford coverage. None of that is true.
Final expense coverage exists specifically for Americans over 54. It requires no medical exam for most applicants. It starts as low as $30/month. And once you're covered, your rate never goes up. We make it our mission to get that message to every senior who needs to hear it — before it's too late.
Our Core Values
Honesty First
We never pressure. We never mislead. Every agent we work with is licensed, vetted, and committed to giving seniors honest guidance — not a sales pitch.
Family First
Everything we do is in service of protecting families. We measure our success by the peace of mind we give to seniors and the relief we spare their loved ones.
Dignity & Respect
Every senior deserves to be treated with dignity. We approach every conversation with patience, empathy, and deep respect for the trust placed in us.
Three Simple Steps to Coverage
Call or Submit Your Information
Reach out to us at (833) 741-3901 or through our website. It takes less than 2 minutes and there's absolutely no obligation.
Speak With a Licensed Agent
A licensed insurance specialist reviews your situation and presents personalized options from top-rated carriers like Mutual of Omaha and Gerber Life — at no cost to you.
Get Covered & Have Peace of Mind
Once approved, coverage begins — often immediately. Your family is protected, your rate is locked, and you never have to worry again.
What Seniors Are Saying
"Getting final expense insurance was the best decision I made — now I sleep easy knowing my kids are protected!"
— Mary S., 68, Texas"Quick and easy process with expert agents — highly recommend! The agent was patient and never pushy."
— John D., 72, Florida"I was worried I was too old to qualify. American Extra Help found me coverage at $34/month. I couldn't believe it."
— Barbara W., 74, Ohio