Terms & Conditions

Definitions

By accessing or using the Service, you agree to be bound by these Terms. You must be at least 18 years old to use this site. Your use is also governed by our Privacy Policy.

All content, trademarks, logos, and functionality on the Website are the property of the Company or its licensors. You may not use any content without prior written permission.

If you submit any feedback or suggestions to us, you agree that we may use them freely, without restriction or compensation.

Our Website may include links to third-party websites. We are not responsible for their content or privacy practices. We encourage you to review their terms and policies.

We reserve the right to suspend or terminate your access to the Service at any time for any reason, including violation of these Terms.

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, or consequential damages. Our total liability is limited to the amount you paid or $100, whichever is greater.

The Service is provided "as is" and "as available." We make no warranties regarding the performance, reliability, or suitability of the Website for your specific needs.

These Terms are governed by the laws of the State of California, United States, without regard to conflict of law principles.

Please contact us at [email protected] to attempt to resolve any concerns before initiating formal legal action.

You represent that you are not located in any country subject to U.S. sanctions and are not listed on any U.S. government restricted party list.

If any provision is found invalid, it will be modified to reflect the original intent. The rest of the Terms remain in effect. Failure to enforce a provision does not constitute a waiver.

In case of any translation discrepancies, the English version of these Terms prevails.

We may update these Terms at any time. If changes are significant, we will provide at least 30 days' notice. Continued use after changes means you accept the new Terms.

Questions? Email us at [email protected]

The content on this website is for informational purposes only and does not constitute professional advice, insurance recommendations, or legal guidance. You should consult a licensed insurance agent or appropriate professional before making any decisions based on content from this website.

Important Disclosures — Please Read Carefully

By submitting your information through this site, you consent to be contacted by telephone, email, or text — even if your phone number is on a federal or state "Do Not Call" list. You agree that these communications may be made using automated technology, including pre-recorded messages and auto-dialers. Consent is not a condition of purchase.

We may sell, share, or transfer the information you submit to licensed insurance agents, brokers, and/or insurance carriers for the purpose of providing you with insurance quotes or related services. The Company is not responsible for the actions of third parties once your information has been transferred.

Submitting information through this site does not guarantee that you will be offered insurance coverage. Coverage and eligibility are determined solely by the carriers and underwriters.

The Service is intended for use only in the United States. We make no representation that content or services are appropriate or available in other locations.

You agree to indemnify and hold harmless the Company and its affiliates, officers, agents, and employees from any claim, liability, damages, loss, or expense (including legal fees) arising from your use of the Service or violation of these Terms.